Yes, my wife started the conversation with insurance saying there will be
no boiler.
I will try again with another agent.
Steven Landau
10 Longfellow Road
Winchester MA 01890
781-791-4224
Chat Google Talk: landaus
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On Thu, Mar 4, 2010 at 10:33 AM, David Pill <[log in to unmask]> wrote:
> Yes...I think too much info in this case raises suspicion.
>
> David
>
> Pill - Maharam Architects
> P. 802.735.1286
> www.pillmaharam.com
>
> ----- Original Message -----
> *From:* David Elfstrom <[log in to unmask]>
> *To:* [log in to unmask]
> *Sent:* Thursday, March 04, 2010 10:19 AM
> *Subject:* Re: Help - Homeonwers Insurance will not cover Passivhouse.
>
> Why not just say it's an electric resistance forced air system with
> supplemental electric baseboards. That's what it is. Or just say "electric
> furnace" if "electric resistance forced air system" is too long.
>
> David
>
> David Elfstrom, P.Eng, LEEDŽ AP
> President, Elfstrom Engineering
> #421-437 Roncesvalles Ave, Toronto, Ontario, M6R 3B9
> mobile 647-235-8872
> fax 647-436-7832
> [log in to unmask]
> www.elfstromengineering.com
>
> On 04/03/2010 9:47 AM, Steven & Barbara Landau wrote:
>
>
> I have started construction of my Passivhouse Project.
>
> I am having trouble arranging insurance for the house once complete.
> When the agent asks for why type of heating system we have, I have used
> this comment:
>
> *The heating/ventilation system in the passivehouse is integrated.
> There is a HRV- or Heat Recovery Ventilator. This takes cold air from
> outside, and brings it in while at the same time removing stale air. During
> this exchange the heat from the warm air is transferred to the cold air
> coming in.
> The HRV recommended by my HVAC has an electrical anti-frost heating
> elements that automatically turn on at about 10 degrees Fahrenheit. This
> pre-warms the air, so cold air does not enter the house the house.
>
> Our engineer calculated that we will need approx 2500W of electric heat on
> the coldest day of the year to maintain comfortable temperature. This 2500W
> will be supplied by 1000W in the HRV and 1500 w electric radiators in the
> bathroom, probably we will use one of these:
> http://www.mysoninc.com/store.asp?pid=16792 on a thermostat in the
> bathrooms.
>
> So, in conclusion, there is some electric heat, on a thermostat to keep
> the bathrooms warm.*
>
> We have been turned down by 2 insurance companies. Pretty silly isn't
> it.?
>
> Can someone recommend an VT licensed agent or insurance company who can
> understand what we are doing?
>
>
> Steve Landau
>
>
>
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>
>
>
>
--
Steven & Barbara Landau
Winchester, MA
[log in to unmask]
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