Thanks for the suggestions, Nick!

I'll get right to work making divisions; you're criticism is greatly  
appreciated. Unfortunately I've only had a night or so to start a  
design so it really lacks fine tuning. I have everything packed in  
adobe CS2 so changing locations, etc. shouldn't be a problem. In the  
next few days I will revise the template and give you guys an update.  
Nick, would you care for a copy of the .psd? You're more than welcome  
to make any changes you wish - if so, I'd be more than happy to  
collaborate. Either way, I look forward to your input on the updated  
design.

Cheers!
- Michael E. Karpeles