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Below is the web link to download the manual: "It Doesn't Take a Rocket Scientist to Understand & Use Social Security Work Incentives." http://ruralinstitute.umt.edu/training/publications.asp This is a PDF document. If you are unable to download it let me know and I'll mail you a copy. Email me at: [log in to unmask] This manual was developed by the Rural Institute at the University of Montana. It seems more user-friendly than the "Red Book." * * * * * * * * * * Bryan Dague University of Vermont Center on Disability & Community Inclusion 101 Cherry Street, Suite 450 Burlington, VT 05401-4439 Phone: 802-656-1345 Fax: 802-656-1357