Fri, 24 Dec 2004 07:18:32 -0600

Good Day:

After viewing your record we are unable to   a p prove   your
mor tga g e/ r e financ e   at the   r at e   of 3.00. However we
can give you 4.0 deal.

If you are satisfied, then we will need you to
verify some information below.

Thank you

Lea Ritter