Yes, my wife started the conversation with insurance saying there will be no boiler. I will try again with another agent. Steven Landau 10 Longfellow Road Winchester MA 01890 781-791-4224 Chat Google Talk: landaus --- @ WiseStamp Signature<http://my.wisestamp.com/link?u=3y8tbq9ttkjgr7xp&site=www.wisestamp.com/email-install>. Get it now<http://my.wisestamp.com/link?u=3y8tbq9ttkjgr7xp&site=www.wisestamp.com/email-install> On Thu, Mar 4, 2010 at 10:33 AM, David Pill <[log in to unmask]> wrote: > Yes...I think too much info in this case raises suspicion. > > David > > Pill - Maharam Architects > P. 802.735.1286 > www.pillmaharam.com > > ----- Original Message ----- > *From:* David Elfstrom <[log in to unmask]> > *To:* [log in to unmask] > *Sent:* Thursday, March 04, 2010 10:19 AM > *Subject:* Re: Help - Homeonwers Insurance will not cover Passivhouse. > > Why not just say it's an electric resistance forced air system with > supplemental electric baseboards. That's what it is. Or just say "electric > furnace" if "electric resistance forced air system" is too long. > > David > > David Elfstrom, P.Eng, LEEDŽ AP > President, Elfstrom Engineering > #421-437 Roncesvalles Ave, Toronto, Ontario, M6R 3B9 > mobile 647-235-8872 > fax 647-436-7832 > [log in to unmask] > www.elfstromengineering.com > > On 04/03/2010 9:47 AM, Steven & Barbara Landau wrote: > > > I have started construction of my Passivhouse Project. > > I am having trouble arranging insurance for the house once complete. > When the agent asks for why type of heating system we have, I have used > this comment: > > *The heating/ventilation system in the passivehouse is integrated. > There is a HRV- or Heat Recovery Ventilator. This takes cold air from > outside, and brings it in while at the same time removing stale air. During > this exchange the heat from the warm air is transferred to the cold air > coming in. > The HRV recommended by my HVAC has an electrical anti-frost heating > elements that automatically turn on at about 10 degrees Fahrenheit. This > pre-warms the air, so cold air does not enter the house the house. > > Our engineer calculated that we will need approx 2500W of electric heat on > the coldest day of the year to maintain comfortable temperature. This 2500W > will be supplied by 1000W in the HRV and 1500 w electric radiators in the > bathroom, probably we will use one of these: > http://www.mysoninc.com/store.asp?pid=16792 on a thermostat in the > bathrooms. > > So, in conclusion, there is some electric heat, on a thermostat to keep > the bathrooms warm.* > > We have been turned down by 2 insurance companies. Pretty silly isn't > it.? > > Can someone recommend an VT licensed agent or insurance company who can > understand what we are doing? > > > Steve Landau > > > > No virus found in this incoming message. > Checked by AVG - www.avg.com > Version: 9.0.733 / Virus Database: 271.1.1/2721 - Release Date: 03/03/10 14:34:00 > > > > > -- Steven & Barbara Landau Winchester, MA [log in to unmask]