At Flood Brook we used to cover the payment thru the school. We now recommend it to the parents and also let them know that they may be liable for any damages to the laptops, most specifically in the event of non-accidental damage.

Some self insurance places that we recommend are: or
The parents (or students) can sign up with them directly. They seem to be reasonably priced.

On Tue, Dec 3, 2013 at 9:32 AM, Christopher Moody <[log in to unmask]> wrote:
We have yet to do 1:1 but on staff and student shared computers we dropped the extended and accidental warranties that the district used to pay. Insurance companies are in the business of making money and use actuaries to calculate costs and risks. We have come out way ahead. Of course 1:1 tends to have a higher breakage rate. 

Chris Moody
Director of Technology
Springfield School District

On Tue, Dec 3, 2013 at 9:16 AM, Bryan Thompson <[log in to unmask]> wrote:

Hi, we have a 1:1 with our high school students. We are currently paying for accidental damage insurance. We're wondering if other schools are going from accidental damage insurance to self-insurance. We're gathering data to see if our insurance is more expensive than just having a repair budget.


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Bryan Thompson
Technology Coordinator
Winooski School District
60 Normand Street
Winooski, VT 05404

Dennis DeWeerdt
Systems Administrator
Flood Brook Union School
91 Rt 11 Londonderry, VT 05148
802-824-6152 [Direct Line]

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